A wealthy individual would have more risk appetite when it comes to take risks. On the other hand, people with less or no money would shy away taking risk. It’s a known fact that people who take risks tend to make more money than others.
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It is easier to subscribe to expensive educational/skill-learning courses that can fetch you even more revenue that you would have invested on taking the training. At the same time you can take care of their family, while carrying out lavish lifestyle. While, others would either not take such courses or take humongous loan for the same. Most people would shy away from doing so due to their dependency on their families.
Usually rich people have many sources of income, hence their life would not be affected even if one or two of their income of sources come to halt. While, things are not as rosy for others who bank upon single source of income.