How to invest in direct plans of mutual funds? - letsdiskuss
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Sumil Yadav

| Posted on | Share-Market-Finance

How to invest in direct plans of mutual funds?


Entrepreneur | Posted on

It’s fair and simple. And, in fact, I always recommend people to choose direct plans of mutual funds over the regular plan. Migrating from the regular plan to this one is equally easy. You just have to fill up an application. That’s it!

Coming to your question now, everyone and anyone can invest in the direct plan of mutual funds, which has a much lower expense ratio. Of course, the first thing you need to do is understand the scheme itself. Know about its basics, how it’s better (and bad), what kind of returns you’re going to get and so forth. When making the decision, you must also factor other things, like the track record of the fund, your own distinct goals, and risk profile. Once you have gathered around all the information, make the right decision.

Also, you must be careful of the requisites, which isn’t stringent though. You must have PAN card, Aadhaar number, and bank account. As is mandatory by the government, you must fill all your KYC formalities.

Next step is to find a good online platform. Today, there exist plenty of online portals that offer direct plans of mutual funds. Look around carefully and pick a nice platform. Once you have found a nice online platform, go ahead and make your investment either by investing a lump sum or set up a SIP. And you’re done! That’s how easy it is! Hope it helped; good luck!


Stockquantum | Posted on

The Mutual fund schemes offer both regular and direct plans. While investing in a mutual fund scheme, an investor gets two options to start out with investment. Mutual fund scheme's direct plans allow the investors to directly invest within the scheme without taking any help of the distributors or intermediaries. Mutual fund scheme's direct plans comes with several other benefits over the regular plan due to which most of the investors subscribe to a direct plan.

If anyone willing to make an investment in the direct plan of a mutual fund scheme. It is important to know how to invest.


Official websites of the Asset Management Companies (AMCs)

Mutual fund utility

Mutual fund registrars like CAMS/Karvy MFS

Online platforms from SEBI-registered investment advisers (RIAs)

Required Documents-

Permanent Account Number (PAN)

Aadhaar Number

A bank account

The KYC documents