Personal loan requirement - Letsdiskuss
LetsDiskuss Logo
Ask Question

leo jack

finance | Posted 13 Sep, 2019 |

Personal loan requirement

alvina clair

Financial adviser | |Updated 25 Feb, 2020

Generally, banks offering personal loans will keep some eligibility criteria such as:

  1. Documents like Aadhar card
  2. Salary payslips of recent duration
  3. Bank account statements of recent 
  4. Address proof

There are some private financial advisory firms providing personal loans, which follow the guidelines such as 

  1. Age (Minimum Of 23 years To Maximum Of 65 years*)
  2. Residency (Should Be A Legal Indian Resident)
  3. Address (Should Have A Legal Permanent Address)
  4. Income (Should Have Regular Income)
  5. Bank account (Should Have An Active Bank Account)
  6.  Liquidation (Should Not Have Been Bankrupt In The Past 1 Year)

These types of platforms provide personal loans with low-interest rates. It is good to consider this type of financial advisory platforms. 

instasalary official

digital marketing | Posted 17 Sep, 2019

Bank Personal Loans are instant and are available with no proceeding and half payment charges. Personal Loans may be used for many of purposes! they will be availed once you are designing a vacation, renovating your home or composition a dream wedding for yourself or someone special within the family. now you wish not put off things on your bucket list! you'll be able to get a private Loan from Rs. 50,000 upto Rs. 15,00,000 with nominal documentation and speedy approval from bank

To make your loan application method fast, we tend to request you to stay soft copy of below documents handy:

Aadhar number to try and do eKYC. you only want the amount and no transfer are needed.

ID Proof (Not needed if eKYC is done)

Address proof (Not needed if eKYC is done)

Latest pay slip for past three months

Latest financial statement for three months of pay account

Rent Agreement (if applicable)

Please note, if your mobile number isn't registered with UIDAI for Aadhar, you may not be ready to do eKYC.

shane robert

Manager | |Updated 14 Sep, 2019

Check your financial assessment. Your FICO rating is the main consideration when fitting the bill for an unbound individual advance.
Request a duplicate of your credit report.
Cover your tabs on schedule.
Pay down your obligation.
Show you have a steady pay.
Present a joint application with a financially sound cosigner.
Locate the correct loan specialist.