A car insurance policy with comprehensive coverage can help you cover theft and damage from fire, storms, floods, falling objects, explosions, earthquakes, vandalism or contact with an animal, such as hitting a deer.

Hi There,A Comprehensive Car Insurance Policy and Standalone Own Damage Policy both offer protection against theft and fire. A comprehensive car insurance policy offers complete protection as it also offers third-party liabilities apart from covering own damages to you and your car. Whereas, a Standalone Own Damage Car Insurance Policy only covers own damages related to you and your car.Thus, it would be advisable to choose a Comprehensive Car Insurance Policy for better and complete protection. Hope, this answer was helpful for you!

What is the best car insurance that will protect from fire or theft?