Human life is full of uncertainty. Whoever born on earth have to go one day. We cannot stop death or illness or old age. Illness and diseases involves physical, mental and monetary stress. It is impossible to foresee our future and our physical sufferings. But at least we can do some financial plans for the betterment.
Life insurances and medical insurances are there to lessen our financial burden if anything unforeseen happens to us. While talking about mediclaim and medical insurances, let us see which is the best one in India.
According to Policy Bazaar, following are the best mediclaim policies in India -
1. Religare care - It is the top medical insurance company with 51% Incurred Claim Ratio, minimum age for children from 3 months and adults from 18 years. No maximum age limit. Lifelong you can renew it.
2. Easy Health Standard by Apollo Munich - It is same like other mediclaim policies, in addition with restore benefit, e-opinion, multiplier benefit and additional cover for e-opinion.
3. Max Bupa Health companion individual Plan - It comes with easy settlement, long term policy benefits, and Hospital cash benefit.
4. Bajaj health guard by Bajaj Allianz - Its maximum age limit for adult is 65 years. Cashless and many hospitals are covered by this policy. Extended pre and post hospitalization period.
5. Medi-classic by Star Health and Allied Insurance - No claim bonus of 5% for every claim-free year, Automatic restoration of entire sum insured by 200%, more than 100 day care procedures covered.