If you are in need of a short-term cash loan but don't want to pay the hefty interest rates, check out one of these four apps that offer quick credit. We've researched the pros and cons of each app so you can pick the right borrowing option for your needs. They are LenDenClub, CashLoan4U, P2P-Cash-Advance, or InstaLoan. Each one has their own pros and cons based on what kind of loan they offer and how quickly they approve your request.

