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Feb 23, 2026news-current-topics

What are withdrawal rules: Roth vs Traditional IRA, 2026?

1 Answers
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@nityasharma3732Feb 23, 2026

Roth lets you take out your contributions anytime, but earnings need you to be 59½ and have the account for five years. Traditional is stricter: any withdrawal before 59½ usually triggers a 10% penalty plus income tax. Also, Traditional has RMDs starting at 73.

IRA

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