Generally, you can open a zero balance savings account using Aadhaar and PAN card within 3 to 5 min without visiting any bank branch. nowadays in digital media, we are having mobile apps for their respective banks. Opening zero balance savings account you will get up to 7% Interest p. a Debit card, Fund transfer, Recharge and utility bill payment, etc. The best banks to open zero savings account in India are
1)axis bank providing 6% interest
2)Kotak Mahindra bank providing 7% interest