Financial Wisdom

A business loan becomes necessary when you want your business to run smoothly without any interruptions. The loan gives you the required funds to expand your business, meet its production demand and also for the everyday operations. Banks and non-banking financial companies offer attractive and varied business loans for every need of the business. If you are also looking for a business loan, he

A personal loan is an unsecured loan which offers you an option to get the funds without keeping any collateral or security. But in some cases, the financial institutions might ask you for a guarantor before they approve your application. So, if you are planning to be one of those guarantors, there are a few things that you should know very well. So, in here you will get along all the related t

Employee Provident Fund (EPF) is an important tool of retirement planning. The tax-free interest and the maturity ensure good growth of your money. Both the employee and the employer contribute an equal amount towards savings that can be availed on retirement. As per the EPF Act, 12% of an employee’s basic salary is to be contributed towards the EPF. Out of the 12% employer’s contribution, 8.33

Having a good credit score is necessary if you are thinking of applying for a loan anytime soon or in the near future. Lenders require you to have a score of 650 or more to be eligible to apply and avail any loan. But what if your credit score is low and not up to the standard?

Well, there are ways to build up you

In case you are getting married, facing huge medical bills or trying to repay your outstanding debts, you may think of applying for a personal loan from a number of financial institutions available in the market. When you get a personal loan, you will get a huge amount, and then spend a set amount of years paying it back with interest. The time frame for repayment of your existing personal loan

Winter is around the corner and it’s time to pack your bags and move out to experience the chill. Coupled with the right number of holidays and string of festivals, it is the perfect season to travel in India. Those searching for places to visit in India this winter will be left in dilemma, owing to the huge number of options. We have compiled a few beautiful places to visit this year. So