what is the difference between debit card and credit card ?

Definition: A debit card is linked to your bank account and allows you to spend the money you have in your account. A credit card, on the other hand, is a type of loan that allows you to borrow money from a bank or financial institution to make purchases.

Payment: When you use a debit card, the funds are immediately deducted from your bank account. With a credit card, you are borrowing money that you will need to pay back at a later time.

Interest: Debit cards do not charge interest since you are using your own money. Credit cards, however, charge interest on the outstanding balance if you do not pay your balance in full by the due date.

Credit score: Using a credit card responsibly can help you build a good credit score, which is important for getting loans and credit in the future.
Rewards: Many credit cards offer rewards programs that give you cash back, points, or miles for making purchases. Debit cards may also have rewards programs, but they are typically less generous than credit card rewards programs.

Fraud protection: Both debit and credit cards offer fraud protection, but the process for disputing fraudulent charges may be different for each type of card.

Overall, debit cards are a convenient and safe way to access your own funds, while credit cards offer the ability to make purchases on credit and build credit history.

Also read -How do I activate a Chase debit card?

A debit card is linked to your bank account and you cannot spend more money than you have in your account. Some debit and credit cards offer free cash at the ATM.

A credit card is a loan that you can spend more money than you have. You have to pay debt by the end of the month. Debit cards are more convenient than credit cards and cost less. Credit cards allow you to earn rewards, but you have to pay it back at the end of the month.

Debit cards and credit cards are two types of payment cards that offer different features and benefits.

A debit card is linked to a bank account and allows you to make purchases or withdraw cash from an ATM. When you use a debit card, the money is immediately deducted from your bank account. You can only spend what you have in your account, so you don't have to worry about accruing debt or paying interest. Debit cards can also be used to make online purchases, pay bills, and transfer funds between accounts.

On the other hand, a credit card allows you to borrow money from a bank or financial institution up to a certain credit limit. When you use a credit card, you are essentially taking out a loan that you will need to pay back with interest. Credit cards offer various rewards and benefits, such as cashback, points, or miles, and can be used to make purchases, pay bills, or withdraw cash from an ATM.