What are the best investment Options ?

Some of the most popular investment options are as follows:

1. FD

2. RD

3. PPF

4. Stocks

5. Bonds

6. Mutual Funds

7. Gold or other metals

Disclaimer: Securities Market is subject to Market Risks, please consult your Certified Financial Advisor before investing.

The choice of investment depends on your financial goals, your investment horizon, and your risk appetite. If your goal is to save tax then opt for investments like PPF, tax saving FD, NPS, ELSS. If your goal is to generate a retirement corpus then you can go for PPF, equity mutual funds, and NPS. Gold and real estate are other asset classes. It is best to always consult a finance expert before investing your money.

Investments can differ from person to person and according to the availability of the resources.

Still some of the best sectors to invest money are:

1. Mutual Funds- These are the pooled money that is invested in shares of big and small companies .

When these companies earn profit, a part of it is shared to the people who invested as dividend.

2. Real Estate- It is one of the largest and fastest growing sector in the country.

It has the potential to multiply the money real fast.

With the increase in the property rates, the quantum of money that can be earned is huge.

3. Stocks and Shares- Share Market is one of the best places to make an informed investments.

One should acquire information of the company, its track record and other options before buying shares of it.

4. Gold- Gold as an investment is a very good option.

The price fluctuation in this is less in comparison to the share market which is very volatile.

Nowadays, Gold monetisation schemes, bonds in golds are very good options .

5. Startups- Startups having a good idea can change the fate of nation as well as the people.

Many small companies that started recently have joined the Unicorn status.

Below are the 20 best investment options:

1. Mutual Fund Investment

2. National Pension System

3. Public Provident Fund (PPF)

4. Bank fixed deposit (FD)

5. Senior Citizens’ Saving Scheme (SCSS)

6. Pradhan Mantri Vaya Vandana Yojana (PMVVY)

7. Direct equity

8. Real Estate Investment

9. Gold Exchange Traded Funds (ETF)

10. RBI Taxable Bonds

11. Initial Public Offerings (IPOs)

12. Post-Office Saving Scheme

13. ULIPs (Unit Linked Insurance Plans)

14. Liquid Funds

15. National Savings Certificate (NSC)

16. Fixed Maturity Plans

17. Post-Office Term Deposits

18. Recurring Deposits

19. Post-Office Time Deposits

20. Savings Account

There are several factors to grow your investments. Some of the factors are

• freedom to invest and withraw any amount
• tax and other benefits
• custom investment period

Based on these factors, there are different investment options-

1. Short term or liquid plans
2. Goal Based Investment Plans
3. Retirement or annuity plans

Some of the best investment options include- direct equity (stocks), equity mutul funds, debt mutul funds or bond funds, National Pension scheme, Public provident fund, bank fixed deposit, etc.