Which credit card(s) should I use?

The right credit card really depends on your spending habits and what you want to get out of it. If you travel often, then a travel rewards card is usually the best choice since it gives benefits like air miles, lounge access, and hotel rewards. For everyday spending, cashback cards can be more practical because you get direct savings on purchases. If you spend internationally, then a card with low foreign transaction fees is important. Many people also use a mix of cards for different purposes to maximize benefits. It’s usually a good idea to compare multiple options before choosing, especially based on your income, credit score, and spending pattern, so you can get the best value.