Credit unions. a good possibility. most allowable rate of interest is 18.
Family or friends. Easier to qualify and hopefully lower interest rates.
Find a co-signer. Use somebody else’s high credit score to get a lower rate of interest.
Tap home equity. Credit score not a factor. If you have got equity, you'll get a loan.
Online or P2P. huge market of lenders who will be very flexible with terms.