When interest rates fall (especially home loan or mortgage rates), it directly reshapes the real estate market. For investors, this can be a major opportunity—but also comes with hidden risks.
These are some theories
- Lower Borrowing Costs = Higher Profit Potential
- Property Prices Often Rise
- Demand Surge (More Competition)
- Refinancing Opportunities
- Rental Market Impact
- Leverage Becomes More Attractive
- Risk of Over-Leveraging
- Shift Toward Real Estate from Other Assets
- Boost for Under-Construction Projects