What is required to get a personal loan in India?

To get a personal loan in India, you need basic eligibility and documents. Most lenders require you to be 21–60 years old, have a stable income, and a good credit score. You will need identity proof (Aadhaar/PAN), address proof, recent bank statements, salary slips or income proof, and passport-size photos. Banks also check your repayment capacity and credit history before approval.